
	Finding the right home at the right price is just one part of a real estate transaction. Silver Beach Realty, LLC is seasoned at assisting both buyers and sellers when it comes to closings. E-mail or call us today at 352-455-3684 if your needs include a real estate pro ready for the business side of buying and selling.

Anticipated closing costs

There are certain ordinary costs associated with closing the sale of a house. These expenses are usually divided between the buyer and seller, as noted in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Florida to help lead you through your deal.

Closing costs that are loan-related (More information)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

At closing, these taxes are usually collected (More information)

Property Taxes
Transfer Taxes and Recording Fees

Insurance fees due at closing (More information)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we negotiate your deal, not only will I work to get the optimal sales price, but I'll also campaign for lower closing costs. And once we've arrived at an agreement, I'll give a detailed list of the closing costs so you are aware of exactly what you're paying for.

Buyers: If you are buying real estate in Lake County, you'll get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a suitable range so you're not stunned when you come to the closing table. I'll be happy to review the GFE with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.